When you share a loan with your spouse or cohabiting partner, 50% of the total interest expense is automatically reported to the tax assessment notice of each of you.
Joint loans with your spouse
If you and your spouse want another distribution of the interest, you can transfer interest expenses to each other in your tax assessment notices. In you preliminary income assessments you can enter your individual deduction for interest expenses. Log on to E-tax (TastSelv) to add the information.
Joint loans when you are not married
If you have a joint loan with someone that you are not married to, such as your cohabiting partner, you must contact us to change the distribution of interest. To do so, follow these steps:
- Log on to E-tax (TastSelv)
- Select 'Kontakt' (Contact)
- Select 'Skriv' (Write to us)
- Select 'Indkomst og fradrag' (Income and deductions)
- Select 'Årsopgørelsen 2019' (Tax assessment notice 2019)
- Select 'Spørgsmål og ændringer til årsopgørelsen 2019' (Questions and changes to tax assessment notice 2019)
- Select 'Fradrag' (Deductions)
- Select 'Rentefradrag' (Deduction for interest expenses)
- Select 'Anmodning om flytning af renter (Borger(/(erhverv/Selvstændig)' (Request to transfer interest (Individuals)/(Business/sole proprietorship).
- Enter the information requested. Remember to attach documentation in the form of a signed agreement (by all parties), stating how any debt (liability) is now distributed. We cannot process your request without documentation.
- Click 'Send' (Send)
If you separate
If you want to change the distribution of interest because you have separated and no longer have to share the interest deduction, use the same procedure as above.